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Join Date: Feb 2008
Location: Yonkers, N.Y
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Ok, what I did was enter everything into the a lease calculator and used the $3000 figure as your total out of pocket. It only came out to around $5.00 a month cheaper. I think they are using $1,913 as a cap cost reduction and the rest to cover upfront costs? Problem number one is I can't get anything to add up to $3,000.
The only thing close is $1,913.21 cap cost reduction, + $448.96 first month payment + $448.96 security deposit, + $229.00 DMV fees = $3,040
The best advice is go over everything with the finance guy, and if you still don't understand have him go over it again.
Now what really scares me is the $899.50 dealer fee. What the heck is that? Sounds like a fee to recoup the some of discount off MSRP to me. My last lease was the negotiated price of the car, bank fee, tax, DMV and $75.00 document fee. I would definitely price around.
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