To upgrade or not to upgrade, that is the question - Dodge Challenger Forum: Challenger & SRT8 Forums
Dodge Challenger Forum Dodge Challenger Forum
 

Auto Insurance

Wheel & Tire Center

» Featured Product
Go Back   Dodge Challenger Forum: Challenger & SRT8 Forums > General, Performance, and Technical > General Challenger Discussion

General Challenger Discussion This section contains general discussion about the Dodge Challenger. If it does not fit into a more specific area, it probably belongs in here. (Dodge Challenger General Discussion)

ChallengerTalk.com is the premier Dodge Challenger Forum on the internet. Registered Users do not see the above ads.
Reply
 
LinkBack Thread Tools Display Modes
  #1 (permalink)  
Old 11-28-2012, 08:28 AM
Member
 
Join Date: Nov 2012
Posts: 63
Photos: (0)
Thanks: 0
Thanked 4 Times in 3 Posts
Feedback Score: 0 reviews
To upgrade or not to upgrade, that is the question

For those of you who don't know me, my name is Patrick, I am 17 and live in Florida. I am extremely fortunate to have the family that I do both financially and emotionally. Last year, I was given a 2012 Challenger SXT Plus brand new. Now that I am about to head off to college, I ask myself should I upgrade to lets a a 2010 or 09 RT? After discussing it with my parents, I have a choice. I can upgrade to an RT, but will pay the difference which I can, AND I will pay my own insurance on my own policy once I start college in the fall, after getting several quotes this is not cheap at all! Or keep the SXT Plus and not pay insurance in college. I want to upgrade because I want more power, I feel as though I can handle the RT and desire it. That being said I know that I'd fight tooth and nail to pay the insurance on it while Im a full time student. So the question is do I wait and upgrade to the RT and battle insurance payments, or keep the SXT and make it mine, mod it cosmetically and performance wise to be more the car I have in my mind. And before I am attacked, yes I know I am spoiled, yes I know most parents wouldnt get a car like I have now for their children, and I do understand how it can be seen as ungrateful to my parents. But this is a serious issue I have had on my mind and seek the advice of older more experienced peers in this field. Thank you
__________________
  • 2012 Challenger SXT+ (Traded in on 11/30/12)
  • 2014 Dodge Charger R/T
  • 2012 Harley Davidson Road King
Reply With Quote Quick reply to this message
Sponsored Links
Advertisement
 
  #2 (permalink)  
Old 11-28-2012, 08:33 AM
Member
 
Join Date: Nov 2012
Posts: 41
Photos: (0)
Thanks: 0
Thanked 1 Time in 1 Post
Feedback Score: 0 reviews
I am 20yrs old and I have a V6 also I had money for the R/T but when I talked to the insurance payments under my moms name it was 300+ monthly. If I were u I would mod the sxt and use that money on ur car instead of insurance. Adding horsepower to a registered V6 will not raise the insurance price so I would kind of go that route.


Sent from my iPhone using AutoGuide.com Free App
Reply With Quote Quick reply to this message
The Following User Says Thank You to SERGLITO For This Useful Post:
pdx.challenger (11-28-2012)
  #3 (permalink)  
Old 11-28-2012, 08:34 AM
Member
 
Join Date: Oct 2010
Location: Oklahoma
Posts: 75
Photos: (0)
Thanks: 1
Thanked 5 Times in 5 Posts
Feedback Score: 0 reviews
Don't get in a hurry. Go to college for a while and see what your finances look like. There are a lot of hidden costs at college. (keggers, etc.)

If you still think you can swing it, go for it. I think your priorities might change.
__________________

Last edited by Unwound; 11-28-2012 at 08:34 AM.
Reply With Quote Quick reply to this message
  #4 (permalink)  
Old 11-28-2012, 08:34 AM
Triz's Avatar
Senior Member
 
Join Date: Mar 2012
Location: Houston, Texas
Posts: 1,435
Photos: (0)
Thanks: 515
Thanked 461 Times in 257 Posts
Feedback Score: 0 reviews
Wait. You will want/need the money in college for other things (beer and spring breaks come to mind). Plus you may not want to spend time working to get the money for insurance with everything that will be going on. You can always reward yourself after school with something you want.
Reply With Quote Quick reply to this message
  #5 (permalink)  
Old 11-28-2012, 08:38 AM
cannonballcobb's Avatar
Senior Member
 
Join Date: Feb 2009
Location: Atlanta, GA
Posts: 3,441
Photos: (0)
Thanks: 241
Thanked 591 Times in 369 Posts
Feedback Score: 0 reviews
If your grades don't suffer from having to work to afford the insurance, I say go for the R/T. Just watch your speed!

Reply With Quote Quick reply to this message
  #6 (permalink)  
Old 11-28-2012, 08:39 AM
MarkWalther's Avatar
Lifetime Premium Member
 
Join Date: Apr 2012
Location: Melbourne, FL
Posts: 634
Photos: (5)
Thanks: 155
Thanked 90 Times in 80 Posts
Feedback Score: 0 reviews
I agree, wait. If my kids had asked my opinion (mine are ages 30 and 26) on that I would have told them save up and wait until college is complete.
__________________
2010 SRT8 - 6.1 - 6 speed - Plum Crazy
T/A Hood w/airbox venting system * T/A style stripe kit *
Mopar Front/Rear Strut Tower Braces * Mopar CAI * Mopar quad exhaust tips *
Hurst Pistol Grip shifter * Door Sill Plates * Rear Window Louvers * Window Tint *
93 CAI Tune * Billet engine dress up items * Oil Catch Can * Black braided hoses

License Plate = PLM C8ZY
Secretary - Mopars of Brevard

Reply With Quote Quick reply to this message
  #7 (permalink)  
Old 11-28-2012, 08:40 AM
Member
 
Join Date: Nov 2012
Posts: 63
Photos: (0)
Thanks: 0
Thanked 4 Times in 3 Posts
Feedback Score: 0 reviews
Sadly, I always have to watch my speed. My mom put a kind of lojack in my car that texts her everytime I exceed 5 mph of the speed limit.
Reply With Quote Quick reply to this message
  #8 (permalink)  
Old 11-28-2012, 08:41 AM
cannonballcobb's Avatar
Senior Member
 
Join Date: Feb 2009
Location: Atlanta, GA
Posts: 3,441
Photos: (0)
Thanks: 241
Thanked 591 Times in 369 Posts
Feedback Score: 0 reviews
Originally Posted by PatrickY View Post
Sadly, I always have to watch my speed. My mom put a kind of lojack in my car that texts her everytime I exceed 5 mph of the speed limit.
That's harsh! (At least your mom cares)
Reply With Quote Quick reply to this message
  #9 (permalink)  
Old 11-28-2012, 08:43 AM
Member
 
Join Date: Nov 2012
Posts: 63
Photos: (0)
Thanks: 0
Thanked 4 Times in 3 Posts
Feedback Score: 0 reviews
Originally Posted by cannonballcobb View Post
That's harsh! (At least your mom cares)
I agree, however... There is not one on my much much much quicker motorcycle
Reply With Quote Quick reply to this message
  #10 (permalink)  
Old 11-28-2012, 08:43 AM
Member
 
Join Date: Nov 2012
Posts: 63
Photos: (0)
Thanks: 0
Thanked 4 Times in 3 Posts
Feedback Score: 0 reviews
But I would like to thank you guys for your advice, its helped solidify the answer I already had in my mind
Reply With Quote Quick reply to this message
Sponsored Links
Advertisement
 
Reply

  Dodge Challenger Forum: Challenger & SRT8 Forums > General, Performance, and Technical > General Challenger Discussion

Quick Reply
Message:
Options

Register Now

In order to be able to post messages on the Dodge Challenger Forum: Challenger & SRT8 Forums forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.
User Name:
If you do not want to register, fill this field only and the name will be used as user name for your post.
Password
Please enter a password for your user account. Note that passwords are case-sensitive.
Password:
Confirm Password:
Email Address
Please enter a valid email address for yourself.
Email Address:

Log-in

Human Verification

In order to verify that you are a human and not a spam bot, please enter the answer into the following box below based on the instructions contained in the graphic.



Thread Tools
Display Modes

Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
RDP Motorsports whylee Product/Vendor & Buyer/Seller Review 8 11-09-2012 06:37 PM
New Member- Radio Upgrade Question GaryT Audio, Video and other Car Electronics 13 09-18-2012 09:24 AM
General Forum Rules Omicron Forum Rules 0 10-29-2010 05:59 PM

Powered by vBadvanced CMPS v3.2.2

All times are GMT -7. The time now is 07:03 AM.



Powered by vBulletin®
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Content Relevant URLs by vBSEO 3.5.2
Garage Plus vBulletin Plugins by Drive Thru Online, Inc.