Stevenson Billings, who wrote the article indicated by the OP has serious issues. This is the kind of guy you one day read about who gets busted for something way out there fetish land.
Enormous leaps of logic, nothing to underpin his position by way of fact or even a decent reference, and line after line of writing so slanderous that it wouldn't be surprising at all to see Progressive sue him.
Absolutely not worth your time reading.
On the other hand, the Viper article on Peter Lewis is worth knowing about. That right there is a liberal rather dangerous to our country. Pretty good reason to send your funds to an insurance company that won't help restrict your rights.
1% of the planet is paved. Make the most of it.
'09 SRT8 Orange, Six Speed