That's the best case scenario but it has it's drawbacks - you save nothing by paying it off early (or doubling up payments at the beginning).When I ordered my 21' Scat, I did the math. 0% financing for 60 months (no rebate) vs 3k rebate (and having to finance the car @ 2.5% APR for 60 months). Total out of pocket was almost exactly the same so I told the dealer I would order the car as long as he got me one or the other. Didn't really care. He got me the 3k Rebate. Done deal.