On the way to my bowling league the car in front of me runs over a corrogated plastic Coca-Cola sign (about 3' x 3') that was laying in the road and kicks it up into the front end of my car. Apparently, the car in front of the guy who ran over the sign swerved to avoid it at the last second and the guy in front of me didn't see it in time to avoid it. I don't blame the guy in front of me, he was actually cool and pulls over to see what kind of damage it caused and waited until the police arrived. After the police arrived, he says that basically in his opinion he doesn't think there is more than $1k worth of damage and I can fill out a self-reporting accident form. I guess that is the way it works here in South Carolina, if it isn't more than a $1k in damage or doesn't involve a collision then it isn't important enough for them to investigate according to the officer. So, I go back up the street and there is a Exxon Station that has the exact same signs posted out in front of their pumps. Neither the Manager or the Owner of the station would be back until tomorrow, so I left my name and number for them to give me a call and got their name and number also in case I didn't hear from them. It was breezy today, but I don't think it was windy enough that signs should have been blowing out into the middle of a major roadway. I think it is more of a case of negligence to properly secure their signs that is the proximate cause of my damage. There are a couple of knicks in the bumper that took the paint off and a few scratches. Some of the red from the sign was all over the bumper and the nose, but the red came off with some scrubbing and a Mr. Clean Eraser. How do you think I should handle this? Hopefully, the station will take responsibility and work with me. My deductible is $250, but I don't want to pay anything to get it fixed. I doubt that my insurance company would pursue anything against the station to get my deductible back. I really don't want to file a claim against my insurance because I just added my 16 year old son to the policy and would hate to give them any reason to raise my rates.