[ONTHEFENCE]

Has anyone gotten insurance quotes for the SRT Hellcat?

Read somewhere else that someone was quoted $3,800 per year for it, where previously they were paying $1,400 for a 2013 Audi S8 with the same coverage.

I am willing to pay an additional $500 a year for Insurance, but not an additional $2000 a year for the privilege of driving a HellCat.

 

[HEMI Eagle]

You'll need a VIN first to get a proper quote... and more than likely the first owners will be paying Premiums for a "Standard" SRT Challenger, until the Insurance provider gets wind of your Challenger being a Hellcat.

 

[Jvm728]

we pay for our Jeep GC SRT as if it was a normal jeep.

JRM

 

[ONTHEFENCE]

we pay for our Jeep GC SRT as if it was a normal jeep.

JRM

My Insurance went up a measly $200 when I went from a 2010 SE to a 2012 SRT8.

 

[breeeze]

Mine is 690 for six months for my srt

 

[Jvm728]

Our 2014 jeep gc srt is actually less expensive than my 2011 gmc sierra with the 6.2l v8.

Geico for whatever reason i think just looks at the car + safety, not the motor under the hood.

 

[ONTHEFENCE]

I wasn't looking for what people are paying for a a regular SRT.

So nobody so far has gotten insurance quotes for the Challenger with Hellcat it appears.

Since I only will get a B5 blue one if I get one, I am sure we will hear about insurance costs long before B5 is available for ordering.

 

[SRT8U]

No way to get a quote at this point. Car isn't out, there is no vins to run, insurance companies have no info to base on.

 

[R/T FAN]

So if nobody has ever wrecked one it should be cheaper. It has bigger brakes and can get away from danger faster. But it is missing one headlight though...

I'm sure the insurance company will see it logically like me.

 

[stonewall]

so if nobody has ever wrecked one it should be cheaper. It has bigger brakes and can get away from danger faster. But it is missing one headlight though...

I'm sure the insurance company will see it logically like me.

it is not missing a headlight!!! Lmfao

 

[tsc]

I wasn't looking for what people are paying for a a regular SRT.

So nobody so far has gotten insurance quotes for the Challenger with Hellcat it appears.

Since I only will get a B5 blue one if I get one, I am sure we will hear about insurance costs long before B5 is available for ordering.

I have car and homeowner's insurance through Nationwide, married with clean driving record.. 3 cars, 2 being SRTs. I spoke with my rep about the Hellcat. He priced removing my current SRT and replacing with a 2015 SRT 'at the highest price point available' to best represent the Hellcat and it went up $5/6 months. He explained that it's not what's under the hood, but how much it costs to repair the vehicle. A lot of stuff will be shared with the rest of the Challenger line, so it's not the same as like an exotic car for example, which doesn't share parts with anything.

Obviously the true test will be once I have a VIN to give him, but I'm not expecting a huge jump in insurance like I was thinking before calling him up.

 

[Trimec]

I'm sure he was fun'in on the headlight thing

 

[MoparOhio]

Insurance is based on the part of the country you are in and state/town plus your driving record, credit record, theft rate, discounts you can get...etc.... Plus you do need a VIN number before they can quote a price too.

So, your insurance rate could be completely different from someone elses is my point

 

[Heywood]

You also have to figure in how much it's driven. Most SRT's ,and probably Hellcats, will be classified as a pleasure car and not a DD. Limited miles limits the chance of damage and risk. Also the prohibitive cost of the SRT's generally put them in the hands of older married people whom have an established driving record with experience.

You may find that an RT or SXT may cost the same, or more, than an SRT because of this. Especially if you live in an area that see's long snowy winters.

This isn't all it's based on obviously, but it does factor in. That's why they ask if it's primary or pleasure and estimate the amount of miles it'll see.

 

[c26bt34c]

My insurance went up $4 per month ....

....when I traded a 13 RT for a 14 SRT. I bet it will be reasonable.

 

[runner2go]

I have car and homeowner's insurance through Nationwide, married with clean driving record.. 3 cars, 2 being SRTs. I spoke with my rep about the Hellcat. He priced removing my current SRT and replacing with a 2015 SRT 'at the highest price point available' to best represent the Hellcat and it went up $5/6 months. He explained that it's not what's under the hood, but how much it costs to repair the vehicle. A lot of stuff will be shared with the rest of the Challenger line, so it's not the same as like an exotic car for example, which doesn't share parts with anything.

Obviously the true test will be once I have a VIN to give him, but I'm not expecting a huge jump in insurance like I was thinking before calling him up.

Yep... Nationwide is all about cost to repair + "NUMBER OF CLAIMS"...
That's why 25 years ago it was cheaper to insure a Porsche then it was a Chrysler Lebaron.
1000x the number of Lebaron claims trumped the fact that the Porsche cost 3x as much new.

The thing that sucks about Nationwide now is how they treat multi car owners... I have had them for 35years and been a multicar owner for 34 of the 35 years... Nationwide "USED" to acknowledge that you can only drive 1 car at a time... and bill you for the 1st car and fractions for each car after that... Example when I was in my 20s I usually had 3 cars insured... a beater & 2 performance mopars that would change like the wind. In any event I would see one full charge for my 1st car... The 2nd car was 1/2 the cost of the 1st, and the 3rd car was about 1/4 the cost of the 1st car... And it mattered little which car was slotted in which position. Sometime in the 90's they changed to a "Multi-Car discount".... which is no where near the same thing, They now charge the same rate for each car as if it was your primary driver... and then give you an overall discount of XX% against the total bill. Sure you still get a discount.... but it is no where near what it used to be. And they also consider the newest car to be the primary driver regardless... And don't really care if you only drive it 2000miles a year. Agent told me... ya we used to do that, but now you have to go to Hagerty to try and get low usage rates for on a new car.

When my agent retires I'll likely go elsewhere...
But I keep him because I can swap cars on and off my policy easily, and most companies/agents frown upon guys with a garage full of cars that are only insuring 4 of them at any given moment.

 

[Drew1968]

AFAIK the only insurance company that rates based on usage is Progressive, and that's only IF you let them plug the "bug" into the PCM for 6 months. Most insurance companies "blanket rate" on all of your vehicles. You can chalk this up to people basically ruining it for you.

A family would get a new driver at age 16. They buy the 16 year old a brand new car and OMG it's so expensive. So dad goes out and buys a 1987 S10 piece of ****. Tell the agent that the kid is driving the S10, when the kid is really driving the brand spankin new car. Bam cheaper rates.

They caught wind finally, and cut it out like cancer.

 

[DBDLIVES]

Geico for whatever reason i think just looks at the car + safety, not the motor under the hood.

That's pretty much what near all insurance companies look for. If they are looing at the HP rating then they are trying to screw the customer.

 

[brandy16]

I have car and homeowner's insurance through Nationwide, married with clean driving record.. 3 cars, 2 being SRTs. I spoke with my rep about the Hellcat. He priced removing my current SRT and replacing with a 2015 SRT 'at the highest price point available' to best represent the Hellcat and it went up $5/6 months. He explained that it's not what's under the hood, but how much it costs to repair the vehicle. A lot of stuff will be shared with the rest of the Challenger line, so it's not the same as like an exotic car for example, which doesn't share parts with anything.

Obviously the true test will be once I have a VIN to give him, but I'm not expecting a huge jump in insurance like I was thinking before calling him up.

What he forgot to tell you is that the reason a SRT or hell cat will cost less to insure is because they are a lot safer for the occupants of the car. More air bags bigger braks ect. They are more worried about people getting hurt and costing big money for hospital bills than they are about the cost of repairing the car. The worst that can happen with the car repair is it gets totaled. They have a very good idea about how much the car repair will be. They have no idea about how much it will cost to fix you. My 2012 SRT cost me $45,00 less to insure than my 2006 Chrysler 300c. My SRT cost $200 less to insure than my 05 dodge neon. The neon dosent have ABS brakes so its less safe and cost more to insure.

 

[magnummrk]

I talked with my insurance agent a couple weeks ago and told him I was going to try and get this car. Since he had no listing for the car he asked me what would be a similar car so he quoted me based off a GT500. This at least should be close. He said around $500/6 months. Since I live in Wisconsin the car most likely will be parked from December to March/April. Even if come in at $150/month for the insurance I would still buy the car.